Reference
Payouts
Send money to customer bank accounts and manage outbound transfers. Create single or batch payouts with real-time status tracking, beneficiary management, and comprehensive transaction reporting.
Request
Create batch EFT payouts from the account specified in a payment method to a specified recipient.
Path
POST /payouts/request
Request Body
{
"batch_reference": "PAY23011",
"payouts": [{
"recipient": {
"reference": "CLN240919000001",
"company_name": null,
"person_name": "John",
"person_surname": "Doe",
"email": "johndoe@mail.com",
"contact_number": "+27831234567",
"billing_address_line_1": "145 Superior Complex",
"billing_address_line_2": "541 New River Road",
"city_or_town": "Pretoria",
"postal_code": 1285,
"bank": {
"bank_account_holder_name": "J DOE",
"bank_account_number": "04047527520",
"bank_account_type": "CHEQUE_OR_CURRENT",
"bank_name": "ABSA_BANK_LIMITED",
"bank_branch_code": 632005
},
"eft_reference": "THEIR REF1234"
},
"payment": {
"eft_reference": "MY REF1234",
"payment_methods_id": "pam_abc123...",
"amount": "45.00",
"transaction_reference": "PAYOUT1234",
"is_immediate": true
}
}, ...]
}
Request Parameters
Field | Required | Type | Description | Example |
|---|---|---|---|---|
| batch_reference | N | String(128) | Custom API reference number you may assign to this collection that will also reflect on subsequent transactions. | RFR23011 |
| payouts | Y | Array of objects | ||
| *.recipient.reference | Y | String(35) | Reference to identify a specific customer | CLN240919000001 |
| *.recipient.company_name | N | String(64) | Either a company name OR person name and surname must be provided. Company name is used when collection is made from a specific company | Superior Meteor Corp |
| *.recipient.person_name | N | String(32) | Name of the person to be collected from | John |
| *.recipient.person_surname | N | String(32) | Surname of the person to be collected from | Doe |
| *.recipient.email | N | String(128) | Valid email address of the person to be collected from | johndoe@mail.com |
| *.recipient.contact_number | N | String(16) | Mobile contact number of the person to be collected from. Must include the area code. | +27831234567 |
| *.recipient.billing_address_line_1 | N | String(128) | First line of address for the person to be collected from. Should be the street address if no complex number is applicable. | 145 Superior Complex |
| *.recipient.billing_address_line_2 | N | String(128) | Second line of address for the person to be collected from. Should be the street address if a complex was used on line 1. | 541 New River Road |
| *.recipient.city_or_town | N | String(64) | City/Town where address lines 1 and 2 are located in. | Pretoria |
| *.recipient.postal_code | N | Integer | Postal code related to address lines 1 and 2. | 1285 |
| *.recipient.bank.bank_account_holder_name | Y | String(30) | Bank account holder name for the bank account to be collected from | J DOE |
| *.recipient.bank.bank_account_number | Y | String(17) | Bank account number to be collected from | 10004291601 |
| *.recipient.bank.bank_account_type | Y | ENUM | (CHEQUE_OR_CURRENT,SAVINGS,TRANSMISSION) | CHEQUE_OR_CURRENT |
| *.recipient.bank.bank_name | Y | ENUM | (ABSA_BANK_LIMITED,ABSAITHALA,ACCESS_BANK,AFRICAN_BANK,AFRICAN_BANK_BUSINESS_GRINDROD,ALBARAKA_BANK,BANK_WINDHOEK_BEPERK,BANK_ZERO,BIDVEST_BANK,BIDVEST_BANK_LIMITED,BNP_PARIBAS,CAPITEC_BUSINESS,CAPITEC_PERSONAL,DISCOVERY_BANK_LTD,ENL_MUTUAL_BANK,FBC_FIDELITY_BANK_LTD,FINBOND_EPE,FINBOND_MUTUAL_BANK,FIRST_NATIONAL_BANK_LESOTHO,FIRST_NATIONAL_BANK_NAMIBIA,FIRST_NATIONAL_BANK_SWAZILAND,FIRSTRAND_BANK,FNB_FIRST_NATIONAL_BANK,HABIB_OVERSEAS_BANK_LIMITED,HSBC_BANK,INVESTEC_BANK_LIMITED,JP_MORGAN,NEDBANK,NEDBANK_LESOTHO_LIMITED,NEDBANK_NAMIBIA,NEDBANK_SWAZILAND_LIMITED,OLYMPUS_MOBILE,OM_BANK_LIMITED,PEOPLE_BANK_LTD_INC_PEP_BANK,PEOPLES_BANK_LTD_INC_NBS,PERMANENT_BANK,RMB_RAND_MERCHANT_BANK,SA_POST_BANK_POST_OFFICE,SOCIETE_GENERAL_JHB_BRANCH,STANDARD_BANK_NAMIBIA,STANDARD_BANK_SA_LTD,STANDARD_BANK_SWAZILAND,STANDARD_CHARTERED_BANK_SA,STANDARD_LESOTHO_BANK_LTD,SWAZILAND_DEV_AND_SAVINGS_BANK,TYME_BANK_LIMITED,UBANK_LTD,UNIBANK_LIMITED,VBS_MUTUAL_BANK) | ABSA_BANK_LIMITED |
| *.recipient.bank.bank_branch_code | Y | Integer | Bank branch code for the account number | 632005 |
| *.recipient.eft_reference | N | String(20) | Reference to be used for the EFT payment that will appear in the recipient bank account, if left blank a reference will be generated | MYREF1234 |
| *.payment.eft_reference | N | String(20) | Reference to be used for the EFT payment that will appear in your bank account, if left blank a reference will be generated | MYREF1234 |
| *.payment.payment_methods_id | Y | String(32) | ID of the payment method to be used to specify the account paying from payment methods | pam_abc123... |
| *.payment.amount | Y | Decimal | The amount to be paid by the customer | 45.00 |
| *.payment.transaction_reference | Y | String(128) | Reference used internally to identify a specific transaction | PAYOUT1234 |
| *.payment.is_immediate | Y | Boolean | Boolean to make an immediate or normal EFT payment | TRUE/FALSE |
Response Body
Display's the floating account details for the customer to make the payment to.
{
"status": true,
"batch_reference": "PAY23011",
"payouts": [{
"transaction_reference": "TRANS1234",
"transaction_status": "PAID",
"transaction_date": "2024-02-03 08:14:35"
}, ...]
}
Response Parameters
Field | Description | Example |
|---|---|---|
| status | true - successfully requested, false - failed | true |
| batch_reference | Custom API reference number you may assign to this collection that will also reflect on subsequent transactions. | RFR23011 |
| payouts | Payout details | |
| *.transaction_reference | Reference used internally to identify a specific transaction | TRANS1234 |
| *.transaction_status | (ACCEPTED_BY_BANK,CANCELLED,CHARGEBACK,DECLINED,DISPUTED,IN_TRACKING,NO_RESPONSE,PAID,PENDING,REFUNDED,REJECTED_BY_API,REJECTED_BY_BANK,REVERSED,SENT_TO_BANK,UNPAID) | PAID |
| *.transaction_date | When the new transaction was billed | 2024-02-03 08:14:35 |
CDV
Validate South African account numbers using Check Digit Verification algorithms. Ensure data integrity and reduce payment failures by verifying customer identification and bank account details before processing.
Transactions
Retrieve and monitor transaction records including payment attempts, status changes, and settlement details. Access comprehensive transaction history with filtering, pagination, and detailed status information for reporting and reconciliation.